LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,482
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,741
−HK$1,280/mo
Today · 4.125%
HK$43,021
baseline
▲ 0.50% · 4.625%
HK$45,638
+HK$2,617/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,042/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,036
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,244
−HK$1,225/mo
Today · 4.125%
HK$47,469
baseline
▲ 0.50% · 4.625%
HK$49,971
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,938/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,578
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,090
−HK$1,535/mo
Today · 4.125%
HK$51,625
baseline
▲ 0.50% · 4.625%
HK$54,766
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,250/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,043
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,492
−HK$1,471/mo
Today · 4.125%
HK$56,963
baseline
▲ 0.50% · 4.625%
HK$59,965
+HK$3,002/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,926/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,675
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,438
−HK$1,791/mo
Today · 4.125%
HK$60,229
baseline
▲ 0.50% · 4.625%
HK$63,894
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,458/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,050
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,741
−HK$1,716/mo
Today · 4.125%
HK$66,457
baseline
▲ 0.50% · 4.625%
HK$69,960
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,914/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,868
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,134
−HK$2,303/mo
Today · 4.125%
HK$77,437
baseline
▲ 0.50% · 4.625%
HK$82,149
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,874/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,065
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,239
−HK$2,205/mo
Today · 4.125%
HK$85,444
baseline
▲ 0.50% · 4.625%
HK$89,948
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,888/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,749 · Scale 2, in force from 26 Feb 2026)