LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,485
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,744
−HK$1,279/mo
Today · 4.125%
HK$43,023
baseline
▲ 0.50% · 4.625%
HK$45,641
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,046/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,039
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,247
−HK$1,225/mo
Today · 4.125%
HK$47,472
baseline
▲ 0.50% · 4.625%
HK$49,974
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,944/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,582
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,093
−HK$1,535/mo
Today · 4.125%
HK$51,628
baseline
▲ 0.50% · 4.625%
HK$54,769
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,256/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,046
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,496
−HK$1,470/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$59,969
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,678
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,441
−HK$1,792/mo
Today · 4.125%
HK$60,233
baseline
▲ 0.50% · 4.625%
HK$63,898
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,466/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,054
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,745
−HK$1,716/mo
Today · 4.125%
HK$66,461
baseline
▲ 0.50% · 4.625%
HK$69,964
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,922/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,872
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,139
−HK$2,303/mo
Today · 4.125%
HK$77,442
baseline
▲ 0.50% · 4.625%
HK$82,154
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,884/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,070
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,244
−HK$2,206/mo
Today · 4.125%
HK$85,450
baseline
▲ 0.50% · 4.625%
HK$89,954
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,900/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,791 · Scale 2, in force from 26 Feb 2026)