LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,485
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,745
−HK$1,279/mo
Today · 4.125%
HK$43,024
baseline
▲ 0.50% · 4.625%
HK$45,642
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,048/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,039
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,247
−HK$1,226/mo
Today · 4.125%
HK$47,473
baseline
▲ 0.50% · 4.625%
HK$49,975
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,946/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,582
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,093
−HK$1,536/mo
Today · 4.125%
HK$51,629
baseline
▲ 0.50% · 4.625%
HK$54,770
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,258/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,047
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,497
−HK$1,470/mo
Today · 4.125%
HK$56,967
baseline
▲ 0.50% · 4.625%
HK$59,970
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,934/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,679
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,442
−HK$1,792/mo
Today · 4.125%
HK$60,234
baseline
▲ 0.50% · 4.625%
HK$63,899
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,468/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,055
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,746
−HK$1,716/mo
Today · 4.125%
HK$66,462
baseline
▲ 0.50% · 4.625%
HK$69,965
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,924/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,873
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,140
−HK$2,303/mo
Today · 4.125%
HK$77,443
baseline
▲ 0.50% · 4.625%
HK$82,155
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,886/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,071
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,245
−HK$2,206/mo
Today · 4.125%
HK$85,451
baseline
▲ 0.50% · 4.625%
HK$89,955
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,902/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,800 · Scale 2, in force from 26 Feb 2026)