LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,486
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,745
−HK$1,280/mo
Today · 4.125%
HK$43,025
baseline
▲ 0.50% · 4.625%
HK$45,643
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,050/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,040
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,248
−HK$1,226/mo
Today · 4.125%
HK$47,474
baseline
▲ 0.50% · 4.625%
HK$49,976
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,948/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,583
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,094
−HK$1,536/mo
Today · 4.125%
HK$51,630
baseline
▲ 0.50% · 4.625%
HK$54,771
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,260/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,048
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,498
−HK$1,470/mo
Today · 4.125%
HK$56,968
baseline
▲ 0.50% · 4.625%
HK$59,971
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,936/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,680
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,443
−HK$1,792/mo
Today · 4.125%
HK$60,235
baseline
▲ 0.50% · 4.625%
HK$63,900
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,470/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,056
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,747
−HK$1,716/mo
Today · 4.125%
HK$66,463
baseline
▲ 0.50% · 4.625%
HK$69,966
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,926/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,875
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,141
−HK$2,303/mo
Today · 4.125%
HK$77,444
baseline
▲ 0.50% · 4.625%
HK$82,157
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,888/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,072
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,247
−HK$2,205/mo
Today · 4.125%
HK$85,452
baseline
▲ 0.50% · 4.625%
HK$89,957
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,904/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,812 · Scale 2, in force from 26 Feb 2026)