LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,487
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,747
−HK$1,279/mo
Today · 4.125%
HK$43,026
baseline
▲ 0.50% · 4.625%
HK$45,644
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,052/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,042
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,250
−HK$1,225/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,585
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$50,096
−HK$1,535/mo
Today · 4.125%
HK$51,631
baseline
▲ 0.50% · 4.625%
HK$54,773
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,262/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,050
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,500
−HK$1,470/mo
Today · 4.125%
HK$56,970
baseline
▲ 0.50% · 4.625%
HK$59,973
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,940/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,682
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,445
−HK$1,792/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,902
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,058
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,750
−HK$1,715/mo
Today · 4.125%
HK$66,465
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,930/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,877
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,144
−HK$2,303/mo
Today · 4.125%
HK$77,447
baseline
▲ 0.50% · 4.625%
HK$82,160
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,894/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,075
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,250
−HK$2,205/mo
Today · 4.125%
HK$85,455
baseline
▲ 0.50% · 4.625%
HK$89,960
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,910/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,835 · Scale 2, in force from 26 Feb 2026)