LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,488
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,748
−HK$1,279/mo
Today · 4.125%
HK$43,027
baseline
▲ 0.50% · 4.625%
HK$45,645
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,054/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,043
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,251
−HK$1,225/mo
Today · 4.125%
HK$47,476
baseline
▲ 0.50% · 4.625%
HK$49,979
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,952/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,586
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,097
−HK$1,536/mo
Today · 4.125%
HK$51,633
baseline
▲ 0.50% · 4.625%
HK$54,774
+HK$3,141/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,266/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,051
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,470/mo
Today · 4.125%
HK$56,971
baseline
▲ 0.50% · 4.625%
HK$59,974
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,942/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,683
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,447
−HK$1,791/mo
Today · 4.125%
HK$60,238
baseline
▲ 0.50% · 4.625%
HK$63,903
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,476/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,060
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,751
−HK$1,716/mo
Today · 4.125%
HK$66,467
baseline
▲ 0.50% · 4.625%
HK$69,970
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,934/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,879
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,146
−HK$2,303/mo
Today · 4.125%
HK$77,449
baseline
▲ 0.50% · 4.625%
HK$82,161
+HK$4,712/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,898/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,077
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,251
−HK$2,206/mo
Today · 4.125%
HK$85,457
baseline
▲ 0.50% · 4.625%
HK$89,962
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,914/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,849 · Scale 2, in force from 26 Feb 2026)