LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,489
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,749
−HK$1,279/mo
Today · 4.125%
HK$43,028
baseline
▲ 0.50% · 4.625%
HK$45,647
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,056/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,044
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,252
−HK$1,226/mo
Today · 4.125%
HK$47,478
baseline
▲ 0.50% · 4.625%
HK$49,980
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,956/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,587
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,099
−HK$1,535/mo
Today · 4.125%
HK$51,634
baseline
▲ 0.50% · 4.625%
HK$54,776
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,268/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,053
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,502
−HK$1,471/mo
Today · 4.125%
HK$56,973
baseline
▲ 0.50% · 4.625%
HK$59,976
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,946/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,685
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,448
−HK$1,792/mo
Today · 4.125%
HK$60,240
baseline
▲ 0.50% · 4.625%
HK$63,905
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,480/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,062
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,753
−HK$1,716/mo
Today · 4.125%
HK$66,469
baseline
▲ 0.50% · 4.625%
HK$69,972
+HK$3,503/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,938/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,881
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,148
−HK$2,303/mo
Today · 4.125%
HK$77,451
baseline
▲ 0.50% · 4.625%
HK$82,164
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,902/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,079
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,254
−HK$2,206/mo
Today · 4.125%
HK$85,460
baseline
▲ 0.50% · 4.625%
HK$89,964
+HK$4,504/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,920/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,869 · Scale 2, in force from 26 Feb 2026)