LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,492
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,751
−HK$1,280/mo
Today · 4.125%
HK$43,031
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,062/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,047
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,255
−HK$1,226/mo
Today · 4.125%
HK$47,481
baseline
▲ 0.50% · 4.625%
HK$49,983
+HK$2,502/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,962/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,590
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,102
−HK$1,535/mo
Today · 4.125%
HK$51,637
baseline
▲ 0.50% · 4.625%
HK$54,779
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,274/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,056
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,506
−HK$1,471/mo
Today · 4.125%
HK$56,977
baseline
▲ 0.50% · 4.625%
HK$59,980
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,954/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,689
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,452
−HK$1,792/mo
Today · 4.125%
HK$60,244
baseline
▲ 0.50% · 4.625%
HK$63,909
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,488/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,066
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,757
−HK$1,716/mo
Today · 4.125%
HK$66,473
baseline
▲ 0.50% · 4.625%
HK$69,977
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,946/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,886
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,153
−HK$2,303/mo
Today · 4.125%
HK$77,456
baseline
▲ 0.50% · 4.625%
HK$82,169
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,912/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,084
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,259
−HK$2,206/mo
Today · 4.125%
HK$85,465
baseline
▲ 0.50% · 4.625%
HK$89,970
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,930/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,912 · Scale 2, in force from 26 Feb 2026)