LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,493
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,752
−HK$1,280/mo
Today · 4.125%
HK$43,032
baseline
▲ 0.50% · 4.625%
HK$45,650
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,064/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,048
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,256
−HK$1,225/mo
Today · 4.125%
HK$47,481
baseline
▲ 0.50% · 4.625%
HK$49,984
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,962/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,591
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,535/mo
Today · 4.125%
HK$51,638
baseline
▲ 0.50% · 4.625%
HK$54,780
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,276/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,057
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,507
−HK$1,471/mo
Today · 4.125%
HK$56,978
baseline
▲ 0.50% · 4.625%
HK$59,981
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,956/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,690
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,453
−HK$1,792/mo
Today · 4.125%
HK$60,245
baseline
▲ 0.50% · 4.625%
HK$63,910
+HK$3,665/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,490/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,067
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,758
−HK$1,716/mo
Today · 4.125%
HK$66,474
baseline
▲ 0.50% · 4.625%
HK$69,978
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,948/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,887
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,154
−HK$2,303/mo
Today · 4.125%
HK$77,457
baseline
▲ 0.50% · 4.625%
HK$82,170
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,914/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,086
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,260
−HK$2,207/mo
Today · 4.125%
HK$85,467
baseline
▲ 0.50% · 4.625%
HK$89,972
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,934/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,923 · Scale 2, in force from 26 Feb 2026)