LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,493
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,279/mo
Today · 4.125%
HK$43,032
baseline
▲ 0.50% · 4.625%
HK$45,651
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,064/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,048
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,256
−HK$1,226/mo
Today · 4.125%
HK$47,482
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,964/mo (50% DSR)
Upfront cash ≈ HK$9.54M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,592
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,103
−HK$1,536/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,781
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,058
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,508
−HK$1,470/mo
Today · 4.125%
HK$56,978
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,004/mo
Deposit HK$7.10M · loan HK$10.65M · min. income ≈ HK$113,956/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,690
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,454
−HK$1,791/mo
Today · 4.125%
HK$60,245
baseline
▲ 0.50% · 4.625%
HK$63,911
+HK$3,666/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,490/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,067
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,759
−HK$1,716/mo
Today · 4.125%
HK$66,475
baseline
▲ 0.50% · 4.625%
HK$69,979
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,950/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,888
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,155
−HK$2,303/mo
Today · 4.125%
HK$77,458
baseline
▲ 0.50% · 4.625%
HK$82,171
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,916/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,087
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,261
−HK$2,207/mo
Today · 4.125%
HK$85,468
baseline
▲ 0.50% · 4.625%
HK$89,973
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,936/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,931 · Scale 2, in force from 26 Feb 2026)