LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,495
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,754
−HK$1,280/mo
Today · 4.125%
HK$43,034
baseline
▲ 0.50% · 4.625%
HK$45,653
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,068/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,050
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,258
−HK$1,226/mo
Today · 4.125%
HK$47,484
baseline
▲ 0.50% · 4.625%
HK$49,987
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,968/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,594
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,105
−HK$1,536/mo
Today · 4.125%
HK$51,641
baseline
▲ 0.50% · 4.625%
HK$54,783
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$103,282/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,060
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,510
−HK$1,471/mo
Today · 4.125%
HK$56,981
baseline
▲ 0.50% · 4.625%
HK$59,984
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$113,962/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,693
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,456
−HK$1,792/mo
Today · 4.125%
HK$60,248
baseline
▲ 0.50% · 4.625%
HK$63,914
+HK$3,666/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,496/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,070
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,762
−HK$1,716/mo
Today · 4.125%
HK$66,478
baseline
▲ 0.50% · 4.625%
HK$69,982
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,956/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,891
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,158
−HK$2,303/mo
Today · 4.125%
HK$77,461
baseline
▲ 0.50% · 4.625%
HK$82,175
+HK$4,714/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,922/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,090
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,265
−HK$2,206/mo
Today · 4.125%
HK$85,471
baseline
▲ 0.50% · 4.625%
HK$89,976
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,942/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,958 · Scale 2, in force from 26 Feb 2026)