LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,496
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,756
−HK$1,280/mo
Today · 4.125%
HK$43,036
baseline
▲ 0.50% · 4.625%
HK$45,654
+HK$2,618/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,072/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,052
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,260
−HK$1,226/mo
Today · 4.125%
HK$47,486
baseline
▲ 0.50% · 4.625%
HK$49,989
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,972/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,595
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,107
−HK$1,536/mo
Today · 4.125%
HK$51,643
baseline
▲ 0.50% · 4.625%
HK$54,785
+HK$3,142/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$103,286/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,062
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,512
−HK$1,471/mo
Today · 4.125%
HK$56,983
baseline
▲ 0.50% · 4.625%
HK$59,986
+HK$3,003/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$113,966/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,695
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,458
−HK$1,792/mo
Today · 4.125%
HK$60,250
baseline
▲ 0.50% · 4.625%
HK$63,916
+HK$3,666/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,500/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,072
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,764
−HK$1,716/mo
Today · 4.125%
HK$66,480
baseline
▲ 0.50% · 4.625%
HK$69,984
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,960/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,893
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,161
−HK$2,303/mo
Today · 4.125%
HK$77,464
baseline
▲ 0.50% · 4.625%
HK$82,178
+HK$4,714/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,928/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,093
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,268
−HK$2,206/mo
Today · 4.125%
HK$85,474
baseline
▲ 0.50% · 4.625%
HK$89,980
+HK$4,506/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,948/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$665,982 · Scale 2, in force from 26 Feb 2026)