LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,497
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,757
−HK$1,280/mo
Today · 4.125%
HK$43,037
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,074/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,261
−HK$1,226/mo
Today · 4.125%
HK$47,487
baseline
▲ 0.50% · 4.625%
HK$49,990
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,974/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,597
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$50,109
−HK$1,535/mo
Today · 4.125%
HK$51,644
baseline
▲ 0.50% · 4.625%
HK$54,787
+HK$3,143/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$103,288/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,064
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$55,514
−HK$1,470/mo
Today · 4.125%
HK$56,984
baseline
▲ 0.50% · 4.625%
HK$59,988
+HK$3,004/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$113,968/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,696
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,460
−HK$1,792/mo
Today · 4.125%
HK$60,252
baseline
▲ 0.50% · 4.625%
HK$63,918
+HK$3,666/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,504/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,074
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,766
−HK$1,716/mo
Today · 4.125%
HK$66,482
baseline
▲ 0.50% · 4.625%
HK$69,986
+HK$3,504/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,964/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,895
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,163
−HK$2,304/mo
Today · 4.125%
HK$77,467
baseline
▲ 0.50% · 4.625%
HK$82,180
+HK$4,713/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$154,934/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,095
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,270
−HK$2,207/mo
Today · 4.125%
HK$85,477
baseline
▲ 0.50% · 4.625%
HK$89,982
+HK$4,505/mo
Deposit HK$1.78M · loan HK$15.98M · min. income ≈ HK$170,954/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,002 · Scale 2, in force from 26 Feb 2026)