LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,503
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,762
−HK$1,280/mo
Today · 4.125%
HK$43,042
baseline
▲ 0.50% · 4.625%
HK$45,661
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,084/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,059
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,267
−HK$1,226/mo
Today · 4.125%
HK$47,493
baseline
▲ 0.50% · 4.625%
HK$49,996
+HK$2,503/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,986/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,603
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,115
−HK$1,536/mo
Today · 4.125%
HK$51,651
baseline
▲ 0.50% · 4.625%
HK$54,794
+HK$3,143/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$103,302/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,070
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,521
−HK$1,471/mo
Today · 4.125%
HK$56,992
baseline
▲ 0.50% · 4.625%
HK$59,996
+HK$3,004/mo
Deposit HK$7.10M · loan HK$10.66M · min. income ≈ HK$113,984/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,467
−HK$1,792/mo
Today · 4.125%
HK$60,259
baseline
▲ 0.50% · 4.625%
HK$63,926
+HK$3,667/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,518/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,082
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,774
−HK$1,716/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$69,995
+HK$3,505/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,905
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,172
−HK$2,304/mo
Today · 4.125%
HK$77,476
baseline
▲ 0.50% · 4.625%
HK$82,191
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,952/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,106
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,281
−HK$2,206/mo
Today · 4.125%
HK$85,487
baseline
▲ 0.50% · 4.625%
HK$89,994
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$170,974/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,085 · Scale 2, in force from 26 Feb 2026)