LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,504
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,763
−HK$1,281/mo
Today · 4.125%
HK$43,044
baseline
▲ 0.50% · 4.625%
HK$45,663
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,088/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,060
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,268
−HK$1,226/mo
Today · 4.125%
HK$47,494
baseline
▲ 0.50% · 4.625%
HK$49,998
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,988/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,604
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,116
−HK$1,536/mo
Today · 4.125%
HK$51,652
baseline
▲ 0.50% · 4.625%
HK$54,795
+HK$3,143/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,304/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,072
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,471/mo
Today · 4.125%
HK$56,993
baseline
▲ 0.50% · 4.625%
HK$59,997
+HK$3,004/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$113,986/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,705
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,469
−HK$1,792/mo
Today · 4.125%
HK$60,261
baseline
▲ 0.50% · 4.625%
HK$63,928
+HK$3,667/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,522/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,084
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,776
−HK$1,716/mo
Today · 4.125%
HK$66,492
baseline
▲ 0.50% · 4.625%
HK$69,997
+HK$3,505/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,984/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,906
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,174
−HK$2,304/mo
Today · 4.125%
HK$77,478
baseline
▲ 0.50% · 4.625%
HK$82,193
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,956/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,108
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,283
−HK$2,207/mo
Today · 4.125%
HK$85,490
baseline
▲ 0.50% · 4.625%
HK$89,996
+HK$4,506/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$170,980/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,103 · Scale 2, in force from 26 Feb 2026)