LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,507
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,767
−HK$1,280/mo
Today · 4.125%
HK$43,047
baseline
▲ 0.50% · 4.625%
HK$45,666
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,094/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,064
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$46,272
−HK$1,226/mo
Today · 4.125%
HK$47,498
baseline
▲ 0.50% · 4.625%
HK$50,002
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$94,996/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,608
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,120
−HK$1,536/mo
Today · 4.125%
HK$51,656
baseline
▲ 0.50% · 4.625%
HK$54,800
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,312/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,076
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,527
−HK$1,471/mo
Today · 4.125%
HK$56,998
baseline
▲ 0.50% · 4.625%
HK$60,002
+HK$3,004/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$113,996/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,710
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,792/mo
Today · 4.125%
HK$60,266
baseline
▲ 0.50% · 4.625%
HK$63,933
+HK$3,667/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$120,532/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,089
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,781
−HK$1,716/mo
Today · 4.125%
HK$66,497
baseline
▲ 0.50% · 4.625%
HK$70,003
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.43M · min. income ≈ HK$132,994/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,912
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,180
−HK$2,305/mo
Today · 4.125%
HK$77,485
baseline
▲ 0.50% · 4.625%
HK$82,199
+HK$4,714/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,970/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,114
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,290
−HK$2,207/mo
Today · 4.125%
HK$85,497
baseline
▲ 0.50% · 4.625%
HK$90,003
+HK$4,506/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$170,994/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,158 · Scale 2, in force from 26 Feb 2026)