LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,511
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,280/mo
Today · 4.125%
HK$43,051
baseline
▲ 0.50% · 4.625%
HK$45,671
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,102/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,068
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,276
−HK$1,227/mo
Today · 4.125%
HK$47,503
baseline
▲ 0.50% · 4.625%
HK$50,007
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,006/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,613
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,125
−HK$1,536/mo
Today · 4.125%
HK$51,661
baseline
▲ 0.50% · 4.625%
HK$54,805
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,322/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,081
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,532
−HK$1,471/mo
Today · 4.125%
HK$57,003
baseline
▲ 0.50% · 4.625%
HK$60,008
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,006/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,715
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,479
−HK$1,792/mo
Today · 4.125%
HK$60,271
baseline
▲ 0.50% · 4.625%
HK$63,939
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,542/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,095
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,787
−HK$1,717/mo
Today · 4.125%
HK$66,504
baseline
▲ 0.50% · 4.625%
HK$70,009
+HK$3,505/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,008/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,919
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,187
−HK$2,305/mo
Today · 4.125%
HK$77,492
baseline
▲ 0.50% · 4.625%
HK$82,207
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,984/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,122
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,298
−HK$2,207/mo
Today · 4.125%
HK$85,505
baseline
▲ 0.50% · 4.625%
HK$90,012
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,010/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,219 · Scale 2, in force from 26 Feb 2026)