LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,512
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,772
−HK$1,281/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,672
+HK$2,619/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,069
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,278
−HK$1,226/mo
Today · 4.125%
HK$47,504
baseline
▲ 0.50% · 4.625%
HK$50,008
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,008/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,614
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,127
−HK$1,536/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,807
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,083
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,534
−HK$1,471/mo
Today · 4.125%
HK$57,005
baseline
▲ 0.50% · 4.625%
HK$60,010
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,010/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,717
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,481
−HK$1,793/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,941
+HK$3,667/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,097
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,789
−HK$1,717/mo
Today · 4.125%
HK$66,506
baseline
▲ 0.50% · 4.625%
HK$70,012
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,012/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,922
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,190
−HK$2,305/mo
Today · 4.125%
HK$77,495
baseline
▲ 0.50% · 4.625%
HK$82,210
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,990/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,125
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,300
−HK$2,208/mo
Today · 4.125%
HK$85,508
baseline
▲ 0.50% · 4.625%
HK$90,015
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,016/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,243 · Scale 2, in force from 26 Feb 2026)