LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,513
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,773
−HK$1,280/mo
Today · 4.125%
HK$43,053
baseline
▲ 0.50% · 4.625%
HK$45,673
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,106/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,070
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,278
−HK$1,227/mo
Today · 4.125%
HK$47,505
baseline
▲ 0.50% · 4.625%
HK$50,009
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,010/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,615
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,127
−HK$1,537/mo
Today · 4.125%
HK$51,664
baseline
▲ 0.50% · 4.625%
HK$54,807
+HK$3,143/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,328/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,084
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,534
−HK$1,472/mo
Today · 4.125%
HK$57,006
baseline
▲ 0.50% · 4.625%
HK$60,011
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,012/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,718
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,792/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,098
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,790
−HK$1,717/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,012
+HK$3,505/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,923
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,191
−HK$2,304/mo
Today · 4.125%
HK$77,495
baseline
▲ 0.50% · 4.625%
HK$82,211
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,990/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,126
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,301
−HK$2,208/mo
Today · 4.125%
HK$85,509
baseline
▲ 0.50% · 4.625%
HK$90,016
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,018/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,250 · Scale 2, in force from 26 Feb 2026)