LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,514
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,774
−HK$1,280/mo
Today · 4.125%
HK$43,054
baseline
▲ 0.50% · 4.625%
HK$45,674
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,108/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,071
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,280
−HK$1,226/mo
Today · 4.125%
HK$47,506
baseline
▲ 0.50% · 4.625%
HK$50,011
+HK$2,505/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,012/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,617
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,536/mo
Today · 4.125%
HK$51,665
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,330/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,086
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,536
−HK$1,472/mo
Today · 4.125%
HK$57,008
baseline
▲ 0.50% · 4.625%
HK$60,013
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,016/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,719
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,484
−HK$1,792/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,944
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,100
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,792
−HK$1,717/mo
Today · 4.125%
HK$66,509
baseline
▲ 0.50% · 4.625%
HK$70,015
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,018/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,925
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,193
−HK$2,305/mo
Today · 4.125%
HK$77,498
baseline
▲ 0.50% · 4.625%
HK$82,214
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,996/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,128
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,304
−HK$2,207/mo
Today · 4.125%
HK$85,511
baseline
▲ 0.50% · 4.625%
HK$90,019
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,022/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,273 · Scale 2, in force from 26 Feb 2026)