LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,514
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,774
−HK$1,281/mo
Today · 4.125%
HK$43,055
baseline
▲ 0.50% · 4.625%
HK$45,675
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,110/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,072
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,280
−HK$1,227/mo
Today · 4.125%
HK$47,507
baseline
▲ 0.50% · 4.625%
HK$50,011
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,014/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,617
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,129
−HK$1,537/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,809
+HK$3,143/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,086
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,536
−HK$1,472/mo
Today · 4.125%
HK$57,008
baseline
▲ 0.50% · 4.625%
HK$60,013
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,016/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,484
−HK$1,793/mo
Today · 4.125%
HK$60,277
baseline
▲ 0.50% · 4.625%
HK$63,944
+HK$3,667/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,554/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,100
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,793
−HK$1,716/mo
Today · 4.125%
HK$66,509
baseline
▲ 0.50% · 4.625%
HK$70,015
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,018/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,926
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,194
−HK$2,305/mo
Today · 4.125%
HK$77,499
baseline
▲ 0.50% · 4.625%
HK$82,214
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,998/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,129
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,305
−HK$2,207/mo
Today · 4.125%
HK$85,512
baseline
▲ 0.50% · 4.625%
HK$90,020
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,024/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,277 · Scale 2, in force from 26 Feb 2026)