LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,515
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,775
−HK$1,280/mo
Today · 4.125%
HK$43,055
baseline
▲ 0.50% · 4.625%
HK$45,675
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,110/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,072
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,281
−HK$1,226/mo
Today · 4.125%
HK$47,507
baseline
▲ 0.50% · 4.625%
HK$50,011
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,014/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,618
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,130
−HK$1,536/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,810
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,087
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,537
−HK$1,472/mo
Today · 4.125%
HK$57,009
baseline
▲ 0.50% · 4.625%
HK$60,014
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,018/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,720
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,485
−HK$1,792/mo
Today · 4.125%
HK$60,277
baseline
▲ 0.50% · 4.625%
HK$63,945
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,554/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,101
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,793
−HK$1,717/mo
Today · 4.125%
HK$66,510
baseline
▲ 0.50% · 4.625%
HK$70,016
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,020/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,926
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,195
−HK$2,304/mo
Today · 4.125%
HK$77,499
baseline
▲ 0.50% · 4.625%
HK$82,215
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$154,998/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,130
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,306
−HK$2,207/mo
Today · 4.125%
HK$85,513
baseline
▲ 0.50% · 4.625%
HK$90,021
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,026/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,285 · Scale 2, in force from 26 Feb 2026)