LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,515
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,775
−HK$1,281/mo
Today · 4.125%
HK$43,056
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,112/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,281
−HK$1,227/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,618
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,130
−HK$1,537/mo
Today · 4.125%
HK$51,667
baseline
▲ 0.50% · 4.625%
HK$54,811
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,334/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,087
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,538
−HK$1,471/mo
Today · 4.125%
HK$57,009
baseline
▲ 0.50% · 4.625%
HK$60,014
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,018/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,721
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,485
−HK$1,793/mo
Today · 4.125%
HK$60,278
baseline
▲ 0.50% · 4.625%
HK$63,946
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,556/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,102
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,794
−HK$1,717/mo
Today · 4.125%
HK$66,511
baseline
▲ 0.50% · 4.625%
HK$70,017
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,022/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,927
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,195
−HK$2,305/mo
Today · 4.125%
HK$77,500
baseline
▲ 0.50% · 4.625%
HK$82,216
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,000/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,131
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,306
−HK$2,208/mo
Today · 4.125%
HK$85,514
baseline
▲ 0.50% · 4.625%
HK$90,021
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,028/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,291 · Scale 2, in force from 26 Feb 2026)