LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,516
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,280/mo
Today · 4.125%
HK$43,056
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,112/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,226/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,013
+HK$2,505/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,619
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$50,131
−HK$1,536/mo
Today · 4.125%
HK$51,667
baseline
▲ 0.50% · 4.625%
HK$54,811
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,334/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,088
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,538
−HK$1,472/mo
Today · 4.125%
HK$57,010
baseline
▲ 0.50% · 4.625%
HK$60,015
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,020/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,486
−HK$1,793/mo
Today · 4.125%
HK$60,279
baseline
▲ 0.50% · 4.625%
HK$63,947
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,558/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,102
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,795
−HK$1,717/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,018
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,928
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,196
−HK$2,305/mo
Today · 4.125%
HK$77,501
baseline
▲ 0.50% · 4.625%
HK$82,217
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,002/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,132
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,308
−HK$2,207/mo
Today · 4.125%
HK$85,515
baseline
▲ 0.50% · 4.625%
HK$90,023
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,030/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,300 · Scale 2, in force from 26 Feb 2026)