LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,516
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$41,776
−HK$1,280/mo
Today · 4.125%
HK$43,056
baseline
▲ 0.50% · 4.625%
HK$45,676
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,112/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,073
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,282
−HK$1,227/mo
Today · 4.125%
HK$47,509
baseline
▲ 0.50% · 4.625%
HK$50,013
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,018/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,619
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,131
−HK$1,537/mo
Today · 4.125%
HK$51,668
baseline
▲ 0.50% · 4.625%
HK$54,812
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,336/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,088
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,539
−HK$1,471/mo
Today · 4.125%
HK$57,010
baseline
▲ 0.50% · 4.625%
HK$60,015
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,020/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,486
−HK$1,793/mo
Today · 4.125%
HK$60,279
baseline
▲ 0.50% · 4.625%
HK$63,947
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,558/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,103
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,795
−HK$1,717/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,018
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,928
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,197
−HK$2,305/mo
Today · 4.125%
HK$77,502
baseline
▲ 0.50% · 4.625%
HK$82,217
+HK$4,715/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,004/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,132
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,308
−HK$2,207/mo
Today · 4.125%
HK$85,515
baseline
▲ 0.50% · 4.625%
HK$90,023
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,030/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,303 · Scale 2, in force from 26 Feb 2026)