LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,516
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,777
−HK$1,280/mo
Today · 4.125%
HK$43,057
baseline
▲ 0.50% · 4.625%
HK$45,677
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,114/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,074
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,283
−HK$1,226/mo
Today · 4.125%
HK$47,509
baseline
▲ 0.50% · 4.625%
HK$50,014
+HK$2,505/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,018/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,620
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,132
−HK$1,537/mo
Today · 4.125%
HK$51,669
baseline
▲ 0.50% · 4.625%
HK$54,812
+HK$3,143/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,338/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,089
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,540
−HK$1,471/mo
Today · 4.125%
HK$57,011
baseline
▲ 0.50% · 4.625%
HK$60,016
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,022/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,723
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,487
−HK$1,793/mo
Today · 4.125%
HK$60,280
baseline
▲ 0.50% · 4.625%
HK$63,948
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,560/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,104
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,796
−HK$1,717/mo
Today · 4.125%
HK$66,513
baseline
▲ 0.50% · 4.625%
HK$70,019
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,026/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,929
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,198
−HK$2,305/mo
Today · 4.125%
HK$77,503
baseline
▲ 0.50% · 4.625%
HK$82,219
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,006/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,133
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,309
−HK$2,208/mo
Today · 4.125%
HK$85,517
baseline
▲ 0.50% · 4.625%
HK$90,024
+HK$4,507/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,034/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,313 · Scale 2, in force from 26 Feb 2026)