LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,518
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,778
−HK$1,281/mo
Today · 4.125%
HK$43,059
baseline
▲ 0.50% · 4.625%
HK$45,679
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,118/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,076
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,284
−HK$1,227/mo
Today · 4.125%
HK$47,511
baseline
▲ 0.50% · 4.625%
HK$50,015
+HK$2,504/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,022/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,621
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,134
−HK$1,536/mo
Today · 4.125%
HK$51,670
baseline
▲ 0.50% · 4.625%
HK$54,814
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,340/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,091
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,541
−HK$1,472/mo
Today · 4.125%
HK$57,013
baseline
▲ 0.50% · 4.625%
HK$60,018
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,026/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,725
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,489
−HK$1,793/mo
Today · 4.125%
HK$60,282
baseline
▲ 0.50% · 4.625%
HK$63,950
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,564/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,106
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,798
−HK$1,717/mo
Today · 4.125%
HK$66,515
baseline
▲ 0.50% · 4.625%
HK$70,021
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,030/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,932
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,200
−HK$2,305/mo
Today · 4.125%
HK$77,505
baseline
▲ 0.50% · 4.625%
HK$82,221
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,010/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,136
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,312
−HK$2,207/mo
Today · 4.125%
HK$85,519
baseline
▲ 0.50% · 4.625%
HK$90,027
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,038/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,335 · Scale 2, in force from 26 Feb 2026)