LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,519
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,779
−HK$1,281/mo
Today · 4.125%
HK$43,060
baseline
▲ 0.50% · 4.625%
HK$45,680
+HK$2,620/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$86,120/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,077
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,286
−HK$1,226/mo
Today · 4.125%
HK$47,512
baseline
▲ 0.50% · 4.625%
HK$50,017
+HK$2,505/mo
Deposit HK$8.88M · loan HK$8.88M · min. income ≈ HK$95,024/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,623
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,135
−HK$1,537/mo
Today · 4.125%
HK$51,672
baseline
▲ 0.50% · 4.625%
HK$54,816
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,344/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,092
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,543
−HK$1,472/mo
Today · 4.125%
HK$57,015
baseline
▲ 0.50% · 4.625%
HK$60,020
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,030/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,727
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,491
−HK$1,793/mo
Today · 4.125%
HK$60,284
baseline
▲ 0.50% · 4.625%
HK$63,952
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,568/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,108
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,800
−HK$1,717/mo
Today · 4.125%
HK$66,517
baseline
▲ 0.50% · 4.625%
HK$70,024
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,034/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,934
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,203
−HK$2,305/mo
Today · 4.125%
HK$77,508
baseline
▲ 0.50% · 4.625%
HK$82,224
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,016/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,139
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,315
−HK$2,207/mo
Today · 4.125%
HK$85,522
baseline
▲ 0.50% · 4.625%
HK$90,030
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,044/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,357 · Scale 2, in force from 26 Feb 2026)