LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,522
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,782
−HK$1,281/mo
Today · 4.125%
HK$43,063
baseline
▲ 0.50% · 4.625%
HK$45,683
+HK$2,620/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,126/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,080
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,289
−HK$1,226/mo
Today · 4.125%
HK$47,515
baseline
▲ 0.50% · 4.625%
HK$50,020
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,030/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,626
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,138
−HK$1,537/mo
Today · 4.125%
HK$51,675
baseline
▲ 0.50% · 4.625%
HK$54,819
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,350/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,096
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,547
−HK$1,471/mo
Today · 4.125%
HK$57,018
baseline
▲ 0.50% · 4.625%
HK$60,024
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,036/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,730
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,495
−HK$1,793/mo
Today · 4.125%
HK$60,288
baseline
▲ 0.50% · 4.625%
HK$63,956
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,576/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,112
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,804
−HK$1,717/mo
Today · 4.125%
HK$66,521
baseline
▲ 0.50% · 4.625%
HK$70,028
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,042/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,939
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,208
−HK$2,305/mo
Today · 4.125%
HK$77,513
baseline
▲ 0.50% · 4.625%
HK$82,229
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,026/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,144
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,320
−HK$2,208/mo
Today · 4.125%
HK$85,528
baseline
▲ 0.50% · 4.625%
HK$90,036
+HK$4,508/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,056/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,398 · Scale 2, in force from 26 Feb 2026)