LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,522
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,783
−HK$1,281/mo
Today · 4.125%
HK$43,064
baseline
▲ 0.50% · 4.625%
HK$45,684
+HK$2,620/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,128/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,081
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,290
−HK$1,226/mo
Today · 4.125%
HK$47,516
baseline
▲ 0.50% · 4.625%
HK$50,021
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,032/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,627
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$50,139
−HK$1,537/mo
Today · 4.125%
HK$51,676
baseline
▲ 0.50% · 4.625%
HK$54,821
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,352/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,097
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,548
−HK$1,472/mo
Today · 4.125%
HK$57,020
baseline
▲ 0.50% · 4.625%
HK$60,025
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,040/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,731
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,496
−HK$1,793/mo
Today · 4.125%
HK$60,289
baseline
▲ 0.50% · 4.625%
HK$63,957
+HK$3,668/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,578/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,113
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,806
−HK$1,717/mo
Today · 4.125%
HK$66,523
baseline
▲ 0.50% · 4.625%
HK$70,029
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,046/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,940
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,209
−HK$2,305/mo
Today · 4.125%
HK$77,514
baseline
▲ 0.50% · 4.625%
HK$82,231
+HK$4,717/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,028/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,145
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,322
−HK$2,207/mo
Today · 4.125%
HK$85,529
baseline
▲ 0.50% · 4.625%
HK$90,038
+HK$4,509/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,058/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,413 · Scale 2, in force from 26 Feb 2026)