LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,525
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,786
−HK$1,280/mo
Today · 4.125%
HK$43,066
baseline
▲ 0.50% · 4.625%
HK$45,687
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,132/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,084
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,293
−HK$1,227/mo
Today · 4.125%
HK$47,520
baseline
▲ 0.50% · 4.625%
HK$50,024
+HK$2,504/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,040/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,630
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,143
−HK$1,537/mo
Today · 4.125%
HK$51,680
baseline
▲ 0.50% · 4.625%
HK$54,824
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,360/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,101
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$55,552
−HK$1,471/mo
Today · 4.125%
HK$57,023
baseline
▲ 0.50% · 4.625%
HK$60,029
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,046/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,735
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,500
−HK$1,793/mo
Today · 4.125%
HK$60,293
baseline
▲ 0.50% · 4.625%
HK$63,962
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,586/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,117
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,810
−HK$1,717/mo
Today · 4.125%
HK$66,527
baseline
▲ 0.50% · 4.625%
HK$70,034
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,054/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,945
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,214
−HK$2,306/mo
Today · 4.125%
HK$77,520
baseline
▲ 0.50% · 4.625%
HK$82,236
+HK$4,716/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$155,040/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,151
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,327
−HK$2,208/mo
Today · 4.125%
HK$85,535
baseline
▲ 0.50% · 4.625%
HK$90,044
+HK$4,509/mo
Deposit HK$1.78M · loan HK$15.99M · min. income ≈ HK$171,070/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,457 · Scale 2, in force from 26 Feb 2026)