LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,526
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,786
−HK$1,281/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,688
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,085
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,294
−HK$1,226/mo
Today · 4.125%
HK$47,520
baseline
▲ 0.50% · 4.625%
HK$50,025
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,040/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,631
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,144
−HK$1,537/mo
Today · 4.125%
HK$51,681
baseline
▲ 0.50% · 4.625%
HK$54,825
+HK$3,144/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,362/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,102
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,553
−HK$1,472/mo
Today · 4.125%
HK$57,025
baseline
▲ 0.50% · 4.625%
HK$60,030
+HK$3,005/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,050/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,736
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,501
−HK$1,793/mo
Today · 4.125%
HK$60,294
baseline
▲ 0.50% · 4.625%
HK$63,963
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,588/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,119
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,811
−HK$1,718/mo
Today · 4.125%
HK$66,529
baseline
▲ 0.50% · 4.625%
HK$70,035
+HK$3,506/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,058/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,947
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,216
−HK$2,305/mo
Today · 4.125%
HK$77,521
baseline
▲ 0.50% · 4.625%
HK$82,238
+HK$4,717/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,042/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,152
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,329
−HK$2,208/mo
Today · 4.125%
HK$85,537
baseline
▲ 0.50% · 4.625%
HK$90,046
+HK$4,509/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,074/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,470 · Scale 2, in force from 26 Feb 2026)