LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,529
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,789
−HK$1,281/mo
Today · 4.125%
HK$43,070
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,140/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,088
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,227/mo
Today · 4.125%
HK$47,524
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,048/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,634
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,147
−HK$1,537/mo
Today · 4.125%
HK$51,684
baseline
▲ 0.50% · 4.625%
HK$54,829
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,368/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,105
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,556
−HK$1,472/mo
Today · 4.125%
HK$57,028
baseline
▲ 0.50% · 4.625%
HK$60,034
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,056/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,740
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,505
−HK$1,793/mo
Today · 4.125%
HK$60,298
baseline
▲ 0.50% · 4.625%
HK$63,967
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,596/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,123
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,816
−HK$1,717/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,040
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,951
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,221
−HK$2,305/mo
Today · 4.125%
HK$77,526
baseline
▲ 0.50% · 4.625%
HK$82,243
+HK$4,717/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,052/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,158
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,334
−HK$2,208/mo
Today · 4.125%
HK$85,542
baseline
▲ 0.50% · 4.625%
HK$90,051
+HK$4,509/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,084/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,513 · Scale 2, in force from 26 Feb 2026)