LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,529
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,790
−HK$1,281/mo
Today · 4.125%
HK$43,071
baseline
▲ 0.50% · 4.625%
HK$45,691
+HK$2,620/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,142/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,088
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,297
−HK$1,227/mo
Today · 4.125%
HK$47,524
baseline
▲ 0.50% · 4.625%
HK$50,029
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,048/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,635
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,148
−HK$1,537/mo
Today · 4.125%
HK$51,685
baseline
▲ 0.50% · 4.625%
HK$54,830
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$103,370/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,106
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,557
−HK$1,472/mo
Today · 4.125%
HK$57,029
baseline
▲ 0.50% · 4.625%
HK$60,035
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.66M · min. income ≈ HK$114,058/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,741
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,506
−HK$1,793/mo
Today · 4.125%
HK$60,299
baseline
▲ 0.50% · 4.625%
HK$63,968
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,598/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,124
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,816
−HK$1,718/mo
Today · 4.125%
HK$66,534
baseline
▲ 0.50% · 4.625%
HK$70,041
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,068/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,952
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,222
−HK$2,305/mo
Today · 4.125%
HK$77,527
baseline
▲ 0.50% · 4.625%
HK$82,245
+HK$4,718/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,054/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,159
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,335
−HK$2,209/mo
Today · 4.125%
HK$85,544
baseline
▲ 0.50% · 4.625%
HK$90,053
+HK$4,509/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,088/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,523 · Scale 2, in force from 26 Feb 2026)