LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,534
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,794
−HK$1,281/mo
Today · 4.125%
HK$43,075
baseline
▲ 0.50% · 4.625%
HK$45,696
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,150/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,093
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,303
−HK$1,226/mo
Today · 4.125%
HK$47,529
baseline
▲ 0.50% · 4.625%
HK$50,035
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,058/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,640
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,153
−HK$1,537/mo
Today · 4.125%
HK$51,690
baseline
▲ 0.50% · 4.625%
HK$54,836
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,380/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,112
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$55,563
−HK$1,472/mo
Today · 4.125%
HK$57,035
baseline
▲ 0.50% · 4.625%
HK$60,042
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,070/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,747
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,512
−HK$1,794/mo
Today · 4.125%
HK$60,306
baseline
▲ 0.50% · 4.625%
HK$63,975
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,612/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,131
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,824
−HK$1,717/mo
Today · 4.125%
HK$66,541
baseline
▲ 0.50% · 4.625%
HK$70,049
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,082/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,960
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,230
−HK$2,306/mo
Today · 4.125%
HK$77,536
baseline
▲ 0.50% · 4.625%
HK$82,254
+HK$4,718/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,072/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,168
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,345
−HK$2,208/mo
Today · 4.125%
HK$85,553
baseline
▲ 0.50% · 4.625%
HK$90,063
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,106/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,596 · Scale 2, in force from 26 Feb 2026)