LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,534
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,795
−HK$1,281/mo
Today · 4.125%
HK$43,076
baseline
▲ 0.50% · 4.625%
HK$45,697
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,152/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,094
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,226/mo
Today · 4.125%
HK$47,530
baseline
▲ 0.50% · 4.625%
HK$50,036
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,060/mo (50% DSR)
Upfront cash ≈ HK$9.55M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,641
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,154
−HK$1,538/mo
Today · 4.125%
HK$51,692
baseline
▲ 0.50% · 4.625%
HK$54,837
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,384/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,113
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,564
−HK$1,473/mo
Today · 4.125%
HK$57,037
baseline
▲ 0.50% · 4.625%
HK$60,043
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,074/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,748
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,513
−HK$1,794/mo
Today · 4.125%
HK$60,307
baseline
▲ 0.50% · 4.625%
HK$63,976
+HK$3,669/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,614/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,132
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,825
−HK$1,718/mo
Today · 4.125%
HK$66,543
baseline
▲ 0.50% · 4.625%
HK$70,050
+HK$3,507/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,086/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,962
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,232
−HK$2,305/mo
Today · 4.125%
HK$77,537
baseline
▲ 0.50% · 4.625%
HK$82,255
+HK$4,718/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,074/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,169
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,346
−HK$2,209/mo
Today · 4.125%
HK$85,555
baseline
▲ 0.50% · 4.625%
HK$90,065
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,110/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,610 · Scale 2, in force from 26 Feb 2026)