LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,536
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,281/mo
Today · 4.125%
HK$43,078
baseline
▲ 0.50% · 4.625%
HK$45,699
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,156/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,096
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,305
−HK$1,227/mo
Today · 4.125%
HK$47,532
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,064/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,643
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,156
−HK$1,538/mo
Today · 4.125%
HK$51,694
baseline
▲ 0.50% · 4.625%
HK$54,839
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,388/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,115
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,566
−HK$1,473/mo
Today · 4.125%
HK$57,039
baseline
▲ 0.50% · 4.625%
HK$60,045
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,078/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,750
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,516
−HK$1,793/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,979
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,134
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,828
−HK$1,717/mo
Today · 4.125%
HK$66,545
baseline
▲ 0.50% · 4.625%
HK$70,053
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,090/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,965
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,235
−HK$2,305/mo
Today · 4.125%
HK$77,540
baseline
▲ 0.50% · 4.625%
HK$82,259
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,080/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,173
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,350
−HK$2,208/mo
Today · 4.125%
HK$85,558
baseline
▲ 0.50% · 4.625%
HK$90,068
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,116/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,637 · Scale 2, in force from 26 Feb 2026)