LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,537
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,797
−HK$1,282/mo
Today · 4.125%
HK$43,079
baseline
▲ 0.50% · 4.625%
HK$45,700
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,158/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,097
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,306
−HK$1,227/mo
Today · 4.125%
HK$47,533
baseline
▲ 0.50% · 4.625%
HK$50,038
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,066/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,644
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,157
−HK$1,537/mo
Today · 4.125%
HK$51,694
baseline
▲ 0.50% · 4.625%
HK$54,840
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,388/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,116
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,567
−HK$1,473/mo
Today · 4.125%
HK$57,040
baseline
▲ 0.50% · 4.625%
HK$60,046
+HK$3,006/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,080/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,751
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,516
−HK$1,794/mo
Today · 4.125%
HK$60,310
baseline
▲ 0.50% · 4.625%
HK$63,980
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,620/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,135
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,828
−HK$1,718/mo
Today · 4.125%
HK$66,546
baseline
▲ 0.50% · 4.625%
HK$70,054
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,092/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,966
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,235
−HK$2,306/mo
Today · 4.125%
HK$77,541
baseline
▲ 0.50% · 4.625%
HK$82,260
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,082/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,174
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,351
−HK$2,208/mo
Today · 4.125%
HK$85,559
baseline
▲ 0.50% · 4.625%
HK$90,069
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,118/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,645 · Scale 2, in force from 26 Feb 2026)