LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,538
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,799
−HK$1,281/mo
Today · 4.125%
HK$43,080
baseline
▲ 0.50% · 4.625%
HK$45,701
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,160/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,098
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,307
−HK$1,227/mo
Today · 4.125%
HK$47,534
baseline
▲ 0.50% · 4.625%
HK$50,040
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,068/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,645
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,158
−HK$1,538/mo
Today · 4.125%
HK$51,696
baseline
▲ 0.50% · 4.625%
HK$54,841
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,392/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,117
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,569
−HK$1,472/mo
Today · 4.125%
HK$57,041
baseline
▲ 0.50% · 4.625%
HK$60,048
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,082/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,753
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,518
−HK$1,794/mo
Today · 4.125%
HK$60,312
baseline
▲ 0.50% · 4.625%
HK$63,982
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,624/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,137
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,830
−HK$1,718/mo
Today · 4.125%
HK$66,548
baseline
▲ 0.50% · 4.625%
HK$70,056
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,096/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,968
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,238
−HK$2,306/mo
Today · 4.125%
HK$77,544
baseline
▲ 0.50% · 4.625%
HK$82,262
+HK$4,718/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,088/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,176
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,353
−HK$2,209/mo
Today · 4.125%
HK$85,562
baseline
▲ 0.50% · 4.625%
HK$90,072
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,124/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,665 · Scale 2, in force from 26 Feb 2026)