LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,539
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,800
−HK$1,281/mo
Today · 4.125%
HK$43,081
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,162/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,099
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,308
−HK$1,227/mo
Today · 4.125%
HK$47,535
baseline
▲ 0.50% · 4.625%
HK$50,041
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,070/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,646
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,159
−HK$1,538/mo
Today · 4.125%
HK$51,697
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,394/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,118
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,570
−HK$1,472/mo
Today · 4.125%
HK$57,042
baseline
▲ 0.50% · 4.625%
HK$60,049
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,084/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,754
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,519
−HK$1,794/mo
Today · 4.125%
HK$60,313
baseline
▲ 0.50% · 4.625%
HK$63,983
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$120,626/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,138
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,832
−HK$1,717/mo
Today · 4.125%
HK$66,549
baseline
▲ 0.50% · 4.625%
HK$70,057
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.44M · min. income ≈ HK$133,098/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,969
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,239
−HK$2,306/mo
Today · 4.125%
HK$77,545
baseline
▲ 0.50% · 4.625%
HK$82,264
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,090/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,178
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,355
−HK$2,208/mo
Today · 4.125%
HK$85,563
baseline
▲ 0.50% · 4.625%
HK$90,074
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,126/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,678 · Scale 2, in force from 26 Feb 2026)