LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,540
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,801
−HK$1,281/mo
Today · 4.125%
HK$43,082
baseline
▲ 0.50% · 4.625%
HK$45,704
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,164/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,100
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,310
−HK$1,227/mo
Today · 4.125%
HK$47,537
baseline
▲ 0.50% · 4.625%
HK$50,043
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,074/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,648
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,161
−HK$1,538/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,844
+HK$3,145/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,120
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,572
−HK$1,472/mo
Today · 4.125%
HK$57,044
baseline
▲ 0.50% · 4.625%
HK$60,051
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,088/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,756
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,794/mo
Today · 4.125%
HK$60,315
baseline
▲ 0.50% · 4.625%
HK$63,985
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,630/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,140
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,834
−HK$1,718/mo
Today · 4.125%
HK$66,552
baseline
▲ 0.50% · 4.625%
HK$70,060
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,104/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,972
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,242
−HK$2,306/mo
Today · 4.125%
HK$77,548
baseline
▲ 0.50% · 4.625%
HK$82,267
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,096/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,181
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,358
−HK$2,209/mo
Today · 4.125%
HK$85,567
baseline
▲ 0.50% · 4.625%
HK$90,077
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,134/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,702 · Scale 2, in force from 26 Feb 2026)