LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,540
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,802
−HK$1,281/mo
Today · 4.125%
HK$43,083
baseline
▲ 0.50% · 4.625%
HK$45,704
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,166/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,101
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,310
−HK$1,228/mo
Today · 4.125%
HK$47,538
baseline
▲ 0.50% · 4.625%
HK$50,043
+HK$2,505/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,076/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,649
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$50,162
−HK$1,537/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,845
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,121
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,573
−HK$1,472/mo
Today · 4.125%
HK$57,045
baseline
▲ 0.50% · 4.625%
HK$60,052
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,090/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,757
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,522
−HK$1,794/mo
Today · 4.125%
HK$60,316
baseline
▲ 0.50% · 4.625%
HK$63,986
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,632/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,141
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,835
−HK$1,718/mo
Today · 4.125%
HK$66,553
baseline
▲ 0.50% · 4.625%
HK$70,061
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,106/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,973
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,243
−HK$2,306/mo
Today · 4.125%
HK$77,549
baseline
▲ 0.50% · 4.625%
HK$82,268
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,098/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,182
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,359
−HK$2,209/mo
Today · 4.125%
HK$85,568
baseline
▲ 0.50% · 4.625%
HK$90,078
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,136/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,710 · Scale 2, in force from 26 Feb 2026)