LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,541
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,802
−HK$1,281/mo
Today · 4.125%
HK$43,083
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,166/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,102
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,311
−HK$1,227/mo
Today · 4.125%
HK$47,538
baseline
▲ 0.50% · 4.625%
HK$50,044
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,076/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,649
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,163
−HK$1,537/mo
Today · 4.125%
HK$51,700
baseline
▲ 0.50% · 4.625%
HK$54,846
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,400/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,122
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,573
−HK$1,473/mo
Today · 4.125%
HK$57,046
baseline
▲ 0.50% · 4.625%
HK$60,053
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,092/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,757
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,523
−HK$1,794/mo
Today · 4.125%
HK$60,317
baseline
▲ 0.50% · 4.625%
HK$63,987
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,634/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,142
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,836
−HK$1,717/mo
Today · 4.125%
HK$66,553
baseline
▲ 0.50% · 4.625%
HK$70,062
+HK$3,509/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,106/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,974
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,244
−HK$2,306/mo
Today · 4.125%
HK$77,550
baseline
▲ 0.50% · 4.625%
HK$82,269
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,100/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,183
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,360
−HK$2,209/mo
Today · 4.125%
HK$85,569
baseline
▲ 0.50% · 4.625%
HK$90,079
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,138/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,719 · Scale 2, in force from 26 Feb 2026)