LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,542
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,803
−HK$1,281/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,102
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,312
−HK$1,227/mo
Today · 4.125%
HK$47,539
baseline
▲ 0.50% · 4.625%
HK$50,045
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,078/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,650
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,163
−HK$1,538/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,574
−HK$1,473/mo
Today · 4.125%
HK$57,047
baseline
▲ 0.50% · 4.625%
HK$60,054
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,094/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,758
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,524
−HK$1,793/mo
Today · 4.125%
HK$60,317
baseline
▲ 0.50% · 4.625%
HK$63,988
+HK$3,671/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,634/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,143
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,836
−HK$1,718/mo
Today · 4.125%
HK$66,554
baseline
▲ 0.50% · 4.625%
HK$70,063
+HK$3,509/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,108/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,975
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,245
−HK$2,306/mo
Today · 4.125%
HK$77,551
baseline
▲ 0.50% · 4.625%
HK$82,270
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,102/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,184
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,361
−HK$2,209/mo
Today · 4.125%
HK$85,570
baseline
▲ 0.50% · 4.625%
HK$90,080
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,140/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,728 · Scale 2, in force from 26 Feb 2026)