LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,542
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,803
−HK$1,282/mo
Today · 4.125%
HK$43,085
baseline
▲ 0.50% · 4.625%
HK$45,706
+HK$2,621/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,170/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,103
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,313
−HK$1,227/mo
Today · 4.125%
HK$47,540
baseline
▲ 0.50% · 4.625%
HK$50,046
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,080/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,651
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,164
−HK$1,538/mo
Today · 4.125%
HK$51,702
baseline
▲ 0.50% · 4.625%
HK$54,848
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,404/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,124
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,575
−HK$1,473/mo
Today · 4.125%
HK$57,048
baseline
▲ 0.50% · 4.625%
HK$60,055
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,096/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,759
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,525
−HK$1,794/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,989
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,144
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,838
−HK$1,718/mo
Today · 4.125%
HK$66,556
baseline
▲ 0.50% · 4.625%
HK$70,064
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,112/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,976
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,246
−HK$2,306/mo
Today · 4.125%
HK$77,552
baseline
▲ 0.50% · 4.625%
HK$82,271
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,104/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,185
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,363
−HK$2,209/mo
Today · 4.125%
HK$85,572
baseline
▲ 0.50% · 4.625%
HK$90,082
+HK$4,510/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,144/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,740 · Scale 2, in force from 26 Feb 2026)