LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,544
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,805
−HK$1,281/mo
Today · 4.125%
HK$43,086
baseline
▲ 0.50% · 4.625%
HK$45,708
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,172/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,104
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,314
−HK$1,227/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,047
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,652
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,166
−HK$1,537/mo
Today · 4.125%
HK$51,703
baseline
▲ 0.50% · 4.625%
HK$54,849
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,406/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,125
−HK$2,925/mo
▼ 0.25% · 3.875%
HK$55,577
−HK$1,473/mo
Today · 4.125%
HK$57,050
baseline
▲ 0.50% · 4.625%
HK$60,057
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,100/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,761
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,527
−HK$1,794/mo
Today · 4.125%
HK$60,321
baseline
▲ 0.50% · 4.625%
HK$63,991
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,642/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,146
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,840
−HK$1,718/mo
Today · 4.125%
HK$66,558
baseline
▲ 0.50% · 4.625%
HK$70,066
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,116/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,979
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,249
−HK$2,306/mo
Today · 4.125%
HK$77,555
baseline
▲ 0.50% · 4.625%
HK$82,274
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,110/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,188
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,365
−HK$2,209/mo
Today · 4.125%
HK$85,574
baseline
▲ 0.50% · 4.625%
HK$90,085
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,148/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,763 · Scale 2, in force from 26 Feb 2026)