LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,545
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,806
−HK$1,281/mo
Today · 4.125%
HK$43,087
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,174/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,106
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,315
−HK$1,227/mo
Today · 4.125%
HK$47,542
baseline
▲ 0.50% · 4.625%
HK$50,048
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,084/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,654
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,167
−HK$1,538/mo
Today · 4.125%
HK$51,705
baseline
▲ 0.50% · 4.625%
HK$54,851
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,410/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,127
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,578
−HK$1,473/mo
Today · 4.125%
HK$57,051
baseline
▲ 0.50% · 4.625%
HK$60,058
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,102/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,763
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,528
−HK$1,794/mo
Today · 4.125%
HK$60,322
baseline
▲ 0.50% · 4.625%
HK$63,993
+HK$3,671/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,644/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,148
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,841
−HK$1,718/mo
Today · 4.125%
HK$66,559
baseline
▲ 0.50% · 4.625%
HK$70,068
+HK$3,509/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,118/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,980
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,251
−HK$2,306/mo
Today · 4.125%
HK$77,557
baseline
▲ 0.50% · 4.625%
HK$82,276
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,114/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,190
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,367
−HK$2,209/mo
Today · 4.125%
HK$85,576
baseline
▲ 0.50% · 4.625%
HK$90,087
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,152/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,779 · Scale 2, in force from 26 Feb 2026)