LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,545
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,281/mo
Today · 4.125%
HK$43,088
baseline
▲ 0.50% · 4.625%
HK$45,710
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,176/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,106
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,316
−HK$1,227/mo
Today · 4.125%
HK$47,543
baseline
▲ 0.50% · 4.625%
HK$50,049
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,086/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,168
−HK$1,538/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,852
+HK$3,146/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,128
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,579
−HK$1,473/mo
Today · 4.125%
HK$57,052
baseline
▲ 0.50% · 4.625%
HK$60,059
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,104/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,764
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,529
−HK$1,794/mo
Today · 4.125%
HK$60,323
baseline
▲ 0.50% · 4.625%
HK$63,994
+HK$3,671/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,646/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,149
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,843
−HK$1,718/mo
Today · 4.125%
HK$66,561
baseline
▲ 0.50% · 4.625%
HK$70,069
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,122/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,982
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,252
−HK$2,306/mo
Today · 4.125%
HK$77,558
baseline
▲ 0.50% · 4.625%
HK$82,278
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,116/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,191
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,369
−HK$2,209/mo
Today · 4.125%
HK$85,578
baseline
▲ 0.50% · 4.625%
HK$90,089
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,156/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,791 · Scale 2, in force from 26 Feb 2026)