LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,546
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,807
−HK$1,282/mo
Today · 4.125%
HK$43,089
baseline
▲ 0.50% · 4.625%
HK$45,711
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,178/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,107
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,317
−HK$1,227/mo
Today · 4.125%
HK$47,544
baseline
▲ 0.50% · 4.625%
HK$50,050
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,088/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,169
−HK$1,537/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,853
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,129
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,580
−HK$1,473/mo
Today · 4.125%
HK$57,053
baseline
▲ 0.50% · 4.625%
HK$60,060
+HK$3,007/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,106/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,765
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,530
−HK$1,794/mo
Today · 4.125%
HK$60,324
baseline
▲ 0.50% · 4.625%
HK$63,995
+HK$3,671/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,648/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,150
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,844
−HK$1,718/mo
Today · 4.125%
HK$66,562
baseline
▲ 0.50% · 4.625%
HK$70,070
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,124/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,253
−HK$2,307/mo
Today · 4.125%
HK$77,560
baseline
▲ 0.50% · 4.625%
HK$82,279
+HK$4,719/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,120/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,193
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,370
−HK$2,209/mo
Today · 4.125%
HK$85,579
baseline
▲ 0.50% · 4.625%
HK$90,090
+HK$4,511/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,158/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$666,802 · Scale 2, in force from 26 Feb 2026)