LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,548
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,810
−HK$1,281/mo
Today · 4.125%
HK$43,091
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,622/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$86,182/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,110
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,320
−HK$1,227/mo
Today · 4.125%
HK$47,547
baseline
▲ 0.50% · 4.625%
HK$50,053
+HK$2,506/mo
Deposit HK$8.89M · loan HK$8.89M · min. income ≈ HK$95,094/mo (50% DSR)
Upfront cash ≈ HK$9.56M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,658
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$50,172
−HK$1,537/mo
Today · 4.125%
HK$51,709
baseline
▲ 0.50% · 4.625%
HK$54,856
+HK$3,147/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$103,418/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,132
−HK$2,924/mo
▼ 0.25% · 3.875%
HK$55,583
−HK$1,473/mo
Today · 4.125%
HK$57,056
baseline
▲ 0.50% · 4.625%
HK$60,064
+HK$3,008/mo
Deposit HK$7.11M · loan HK$10.67M · min. income ≈ HK$114,112/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,768
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,534
−HK$1,794/mo
Today · 4.125%
HK$60,328
baseline
▲ 0.50% · 4.625%
HK$63,998
+HK$3,670/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$120,656/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,847
−HK$1,719/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,074
+HK$3,508/mo
Deposit HK$5.33M · loan HK$12.45M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,987
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,257
−HK$2,307/mo
Today · 4.125%
HK$77,564
baseline
▲ 0.50% · 4.625%
HK$82,284
+HK$4,720/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$155,128/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,198
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,375
−HK$2,209/mo
Today · 4.125%
HK$85,584
baseline
▲ 0.50% · 4.625%
HK$90,096
+HK$4,512/mo
Deposit HK$1.78M · loan HK$16.00M · min. income ≈ HK$171,168/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$666,841 · Scale 2, in force from 26 Feb 2026)